I get pitched all the time to be the lender of last resort for failing companies, or for a million bucks for a new start-up that is going to revolutionize the dance club/social solar/biotech/digital tree trimming/social pet space.

Traditionally these pitches go like this:

a)      I’ve got this brilliant/amazing/revolutionary idea ( so does everyone else)

b)      I wrote up a business plan ( or had a friend do it for me )

c)      Give me a million bucks  ( I need to hire people to do all the work )